Citi Rewards Card: Why This can be The Best Credit Card For Internet buyers (And Miles Lovers) In Singapore
The Citi Rewards card is marketed as a credit card to create your shopping more rewarding. The Citi Rewards card provides you with 10X Rewards for the shopping, online spending and more. 10X Rewards points equates to 4 miles per dollar (mpd), which makes it a great incentive to spend using this card for these categories for those miles lovers in Singapore.
Here are reasons why the Citi Rewards card is great for internet buyers (and miles lovers) in Singapore.
Shopping – For The Shopaholics
Get rewarded for the shopping, both in-store an internet-based.
Shopping In-Store
Even with internet shopping today, there are still things that we would would rather buy inside a physical store. We may want to try on clothes before we purchase it, to ascertain if the size fits, specifically for stores that do not offer free returns or exchanges.
The Citi Rewards credit card gives you 10X Rewards (or 4mpd) on your retail spending, department store spending and online shopping spending (local). Including department stores, shoe stores, women's and men's clothing stores, children's and infant's wear stores, sports and riding apparel stores, family clothing stores, luggage and leather goods stores and much more.
Shopping Online
The Citi Rewards card also rewards you for the all shopping online. Including your shopping on sites such as Lazada, Zalora, Zara, Qoo10, Shopee, various blogshops along with other online shopping retailers.
For those that frequently shop online for other things for example tech gadgets and sweetness products, you will be glad to understand that this 4mpd reward for online shopping isn't limited to clothes, shoes and bags.
With the Citi Rewards credit card, you get 4mpd on all of your online spend. This reaches categories just like your travel purchases on Klook, online electronic purchases such as purchasing from the online stores for Apple, Samsung, Microsoft and lots of other online sites.
To discover which card gives you the most rewards for the spending on a particular merchant, you can use WhatCard to help you out.
However, mobile wallet and travel-related transactions are excluded from earning this 4mpd. More specifically, these exclusions include:
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Online Groceries – For all those In Charge Of Stocking Up The Kitchen & Pantry
The 4mpd you get on your online spending reaches online grocery spending too.
Get 4mpd with Citi Rewards whenever you order your groceries online through sites such as Amazon Prime Now, Fairprice On, Redmart and more.
Ordering groceries online enables you to order straight from your home where you can size up what you ought to buy during your next grocery purchase. Additionally you benefit from the ease of having these groceries, especially heavy items such as bottled drinks, rice and detergent, delivered to the doorstep.
Transport – For Loyal Ride-sharing Users
Besides earning 4mpd in your online spend, you can also earn 4mpd in your transport rides.
Earn 4mpd on your rides with Grab, ComfortDelGro and Gojek. Whether it is together with your top-ups to your GrabPay wallet or charging the ride directly to your Citi Rewards card, you can generate 4mpd on your transport costs.
While you should use your Citi Rewards Card to tap and pay for train and bus rides with SimplyGo, keep in mind that SimplyGo transactions on Citi Cards won't earn Citi ThankYou Points.
Food Delivery – For people who Don't Want To Go out For any Meal
Enjoy your 4mpd around the meals you order to the doorstep.
For those that frequently order food delivery, the Citi Rewards card gives you 4mpd when you charge this card for your food delivery with providers such as GrabFood, Deliveroo, foodpanda.
Flexible Redemption Of Reward Points – For all those Looking To Accumulate Miles
When you use the Citi Rewards card, you are rewarded with Citi Reward Points. These Reward Points can then be redeemed through Citi ThankYou Rewards which allows you to convert what exactly into a reward of your choice, such as miles, vouchers, merchandise, purchases on Apple, Amazon and much more.
However, there is a cap as high as 10,000 Points per statement month. When the cap of 10,000 Points per statement month is reached, you can still continue to earn 1X Reward for each dollar charged. There is no cap around the 1X Reward that you could earn.
Your Citi Reward points could be redeemed through Citi ThankYou Rewards. When transferring your Points into miles, remember that your Points have to be transferred in increments of 25,000 Points. Every 25,000 Points means 10,000 miles.
You will incur a Points Transfer fee of $25 per redemption. Using the fees charged per redemption, a knowledgeable miles lover would attempt to accumulate as many miles as possible, in a single redemption.
Perks Of Registering Today – For people who Want The Best Deals
Welcome Gift
The minimum annual income requirement is $30,000 which makes it a great basic level card. Like a welcome gift, Citibank is rewarding you as much as 30,000 Citi ThankYou Points whenever you spend $3,000 within the first 3 months.
For people who know that they'll be spending big this December, either on gifts on your own or all your family members, this may be a lot of fun to get yourself a new credit card that rewards you with welcome miles for your spending.
Get Free AirPods + $50 Singtel e-voucher
There is definitely an ongoing promotion this December for those DollarsAndSense readers looking to apply for a Citibank charge card. If you apply for a Citi Rewards Card before 31 December 2021 (or any of the 4 Citibank charge cards found here), you'll receive free AirPods and a $50 Singtel e-voucher.
Besides these perks of using the Citi Rewards credit card, additionally you enjoy complimentary travel insurance whenever you charge your airfare towards the card.
Find out much more about the Citi Rewards Card here.
